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RAYNARD & PEIRCE INC. PRIVACY POLICY Raynard & Peirce Inc., an independent insurance agency, has been serving the insurance needs of our clients and friends for over 70 years. To continue to provide innovative products and services that respond to your insurance and financial needs, we may collect certain personal information about you. It is important for you to understand that Raynard & Peirce Inc. is committed to protecting your privacy rights. We acknowledge your right to keep your own financial information confidential and, because of this, we have created this document to explain our privacy policy to you. In addition, we are complying with both state and federal laws which require insurance agencies and financial institutions to notify you about how we intend to treat your nonpublic personal financial information that you have entrusted to us. We collect nonpublic personal information about you from the following sources: Information we receive from you on applications or other forms Information about your transactions with us, our affiliates or others Information we receive from a consumer reporting agency Information we gather which may be required from other public sources Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional information will be collected from you. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information As permitted by law, we may disclose some or all of the information described above with companies outside Raynard & Peirce Inc. to service your accounts, improve our services, provide products and services you've requested and inform you about products or services of interest to you. Such companies may include: Companies that provide financial services Nonfinancial companies, such as companies that perform services on our behalf Financial service providers Others, such as independent contractors or technical system consultants who program our software, government agencies and regulators, and other outside parties as permitted or required by applicable laws. In connection with the potential sale or transfer of its interest, Raynard & Peirce Inc. reserves the right to sell or transfer your information (including but not limited to your address, name, sex, zip code, state and country of residency and other information that you provide through other communications) to a third party entity that 1) concentrates its business in a similar practice or service; 2) agrees to be Raynard & Peirce's successor in interest with regard to the maintenance and protection of the information collected; and 3) agrees to the obligations of this privacy statement. 11/2003

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